Over the last 13+ years, Brennan has worked in the real estate industry in various capacities. He started back in 2007 buying and flipping residential properties in Alberta and has since gone forward to create a massive shift in how people think about real estate.
In 2008 he started working towards a deeper understanding of how creative financing applies to the real estate industry and has since taught others how to apply creative real estate into their portfolios.
Today (and hundreds of successful real estate deals later), Brennan has built a massive portfolio of properties all over Western Canada and is currently one of the foremost thought-leaders in real estate financing in all of Canada.
Claire has a Business Management Degree from University of Lethbridge and started her journey in finance back in 2001 after moving to Vancouver Island.
Over the years, she's developed decades worth of relationships and actively manages high net worth individuals at IG Wealth Management.
Alan is a Senior Executive Financial Consultant at Investors Group Financial Services and boasts a degree in Small Business Management from BCIT.
Alan is a philanthropic, caring community leader and specializes in helping with tax reduction, cash flow preservation and risk reduction.
Charmaine has over 12 years of extensive experience in real estate administration spanning residential, commercial, & condominium sectors.
As the manager of a boutique brokerage, she has navigated various real estate transactions and managed diverse teams, ensuring seamless operations and exceptional client satisfaction. Charmaine manages our team leaders and provides support to our sales staff.
Team Leader
Dereck has a Business Communications degree and is the master of relationships.
He's got an extensive background in sales and networking, which has led him to build a vast network of colleagues and friends from many different industries all over Canada, US and Mexico. If you're on Vancouver Island, you've probably met.
Team Leader
Over the last 15 years, Susie has worked in the commercial and residential real estate space. She has a keen knowledge of contract law and The Real Estate Act of Alberta.
She's personally been building her own portfolio for 15 years and was previously a new realtor training instructor for ReMax in Alberta.
Carmen Paterson is an active real estate investor specializing in seller financing. She has sold and negotiated more than $20M dollars in real estate all over North America and partnered with leading companies in the space.
Her unique approach to financing has helped her build a solid foundation of clients across Canada.
Team Leader
Despite being the youngest member of our management team, Stephen is a successful & accomplished entrepreneur in his own right.
After building his own companies from the ground up, he now manages a team that covers most of the West coast from Kelowna all the way to the lower mainland in Vancouver.
Gabriel has spent years as a top insurance advisor in the Victoria Sun Life Financial Center in 2018 and loves finding creative business solutions.
After partnering up with the team at IG Wealth Management in 2019, he finds himself helping to shelter income for incorporated businesses.
We have designed this program to be massively beneficial for all parties, but especially the seller/landlord. This is because of what you get and what you save. Being able to obtain a long term renter to collect your rental income, while locking in a full retail offer on your home in a declining market is amazing, now couple that with getting access to some of your equity now before they even move in is even better.
In today's current market, the only homes that are selling are at low ball offers, and not favoured towards the seller. Long days on the market, barely any showings and if you're lucky enough to get an offer, its a low one that a buyer is likely making 10 of, and taking the home that is the best deal. Now to add insult to injury, you are deducing large realtor commissions, early mortgage payout penalties and closing costs off your low ball price. With our program, there is a full market price retail offer, no buyers commissions from a realtor, no early payout penalty as we can structure the closing around your mortgage, and no closing costs!
The risks have been completely mitigated and are not existent as we have everything covered with different procedures. Because this is a rent to own structure, the home remains yours and in your name until they qualify. The tenant becomes what is called the "beneficial owner" where they have the ability to purchase the home for the contract value less credits at the end of term. The tenant carries their own insurance, and an existing insurance policy stays in your name until paid for, for "worst case scenarios like a fire or flood. The same policy you would keep in place for a tenant.
The challenge with renting is trifold. 1) You have to deal with someone you don't know and give up possession of your home for just a months damage deposit. 2) You are responsible for Everything that breaks, wears out, or breaks down over the whole term of the tenancy. 3) You may have to chase late payments, deal with excuses and could be left with a headache trying to evict that tenant as our laws favour tenants drastically. With our program, the tenant buyer has a significant deposit in place, they are completely responsible from day 1 for their own maintenance and the deposit taken covers all payments for the whole term, so that there is no chance of a late payment ever. Payments just auto deposit into your account monthly from a much more qualified tenant, because they are treating the home like its their own.
We have an initial down payment that goes to you, and another that covers all payments for the term agreed upon, so that there is no chance of a late payment. We set up an auto deposit or email transfer if you wish, so that the payments just come direct once a month, or bi-weeky dependant on your mortgage.
At the end of the term, if the buyer does not qualify for the financing, then you have the ability to either extend the contract and charge a fee, or cancel it, and they would forfeit everything paid up to that point. Now, we would know a long time ahead of that, as we have a mortgage broker working with them throughout the whole process, and if it appears for some slight chance that they would not get approved, we would post the property for sale, and cash them out and benefit everyone as a better option.
We offer this currently all over BC and Alberta. Focusing on Vancouver Island, Edmonton and Calgary. However, we do deals elsewhere, upon request.
You're never under any obligation to accept our offer and we don't believe in pressuring people or "hard-selling"
Speak with an expert today to see what our offer looks like.
Speak with an expert today to ask questions, get answers and learn more about how our system works. No high-pressure, fast-talking, used car sales" type people on the other end of this form.
Real people, helping real people.
